Frustration! I went one dollar over my food budget, and being that this was the end of the month, and I do a zero based budget, I went one dollar over our checking amount. We have plenty of money in savings, but I didn't want to transfer extra, because I wanted to stay in budget. And as I was checking out, I thought that it would go over, but decided that the purchase probably wouldn't post immediately. I was wrong. Grrr! And now I have to pay the bank $25 for the privilege of them covering my money for me for a total of half an hour (when I transferred the money when I got home). At times like this I wish that my card just hadn't been accepted, because then I could have just put an item back. Or that I had just put an item back anyway, just in case. But I felt silly doing that.
And then when I was home online dealing with this, Lydia had an accident out in front of our apartment. When the Ice Cream truck was driving past - so I know it didn't go un-noticed. Grr!
I find annoyances like this harder to deal with than real, actual trials. Especially the wasted money. If I was going to spend $25 on something, I want it to be exciting, not stupid. Grrr!
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Chocolate Pudding Delight
2 days ago
We had something like this happen to us, where Neil bought a special something for me, and I bought a special something for him, and we didn't find out for a week and our bank charged us $37 PER DAY and how did they let us know? With a letter. Yeah. Really helpful, that! We've kept closer watch on our finances since then . . .
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ReplyDeleteCall them and explain the situation. You will be surprised how nice they can be. (Sometimes)
ReplyDeleteamerica first will take it off if its the first time it happened and since you transfered the money right in i bet your back would do that too. just call them and ask. doesnt hurt to try!
ReplyDeleteUgh. Sorry. I'd rather leave $25 in the road. At least you know someone would be happy to find it and it would be used for SOMETHING. Hate those stupid fees you have to pay for a mistake. (but do what you're other readers suggest and call and ask about having it waived.)
ReplyDeleteYou sound like Tali. She keeps trying to make extra money by doing extra work and then dumb things happen that take her extra money. It is getting very frustrating for her.
ReplyDeleteFind out if your bank offers overdraft protection. I know America First does, it's free to apply. Then you don't have to worry going over and having to pay the bank fees.
ReplyDeleteI would be "grrrrr-ing" too!
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